About Me

Hello! I’m Gaurav Makhija , a dedicated and enthusiastic mortgage agent committed to helping you achieve your homeownership dreams. With a passion for real estate and a deep understanding of the mortgage industry, I am here to guide you through every step of the home buying process. Whether you're a first-time homebuyer, looking to refinance, or considering an investment property, I’m here to provide expert advice and personalized solutions tailored to your unique needs.

Why Choose Me?

  • Personalized Service: I believe in a client-first approach, taking the time to understand your financial situation and homeownership goals. My aim is to provide customized mortgage solutions that best fit your needs.
  • Expert Guidance: Navigating the mortgage process can be complex, but I am here to simplify it for you. From pre-approval to closing, I offer clear and concise guidance to ensure a smooth transaction.
  • Competitive Rates: I work with a wide network of lenders to secure the most competitive rates and favorable terms for my clients, ensuring you get the best deal possible.
  • Transparency and Integrity: I am committed to maintaining the highest standards of honesty and transparency. You can trust that I will provide straightforward advice and keep your best interests at heart.

Services Offered

  • Mortgage Pre-Approval: Helping you determine your borrowing power and setting you up for a successful home search.
  • Home Purchase Loans: Assisting with securing the best financing options for your new home purchase.
  • Refinancing: Evaluating your current mortgage to find opportunities for better rates and terms.
  • Home Equity Loans and Lines of Credit: Leveraging your home’s equity to finance renovations, education, or other major expenses.
  • Investment Property Financing: Providing tailored solutions for purchasing or refinancing investment properties.

My Process

  1. Initial Consultation: Understanding your financial goals and mortgage needs.
  2. Pre-Approval: Guiding you through the pre-approval process to determine your borrowing capacity.
  3. Loan Comparison: Presenting you with the best loan options from our network of trusted lenders.
  4. Application Submission: Assisting with the preparation and submission of your mortgage application.
  5. Closing: Ensuring a smooth closing process and celebrating your new home!


“Gaurav made the mortgage process so easy and stress-free. Their expertise and attention to detail were invaluable!” – G Ramesh, Brampton ON 

“I highly recommend Gaurav M  for anyone looking to buy a home. They went above and beyond to find the best mortgage solution for us.” – Suman Vattem.